Life insurance is a valuable component of your financial portfolio.
You work hard and likely have a strategy in place to build and help protect your financial future and that of your family.
Life insurance should be an integral part of that strategy. Instead, many are focused on building their assets and have traditionally viewed life insurance as just a necessary expense to help protect a family’s future. Yet cash value life insurance has the potential to offer far more than just death benefit protection.
MKG Insurance Agency now offers Legacy Optimizer to help you Get the Most Out of Your Premium
Invest $100,000 and gain $87,000 on day one. No market risk guaranteed income.
Premium and Guaranteed CV
Traditional Financial Vehicle at 1.5% Interest Rate*
LEGACY OPTIMIZER Guaranteed Death Benefit
*Assuming 25% annual income tax
Cash Value Life Insurance can:
• Leverage premium payments into a sizable death benefit.
• Provide a way to accumulate funds through its cash value. This is money that can be used for college, emergencies or during retirement without tax implications, assuming the policy is properly structured, as discussed below
• Transfer wealth with an income-tax free death benefit.
Focusing in on the second bullet, the benefits of using cash value life insurance as a means to accumulate a usable asset while living include:
• Potential for tax-deferred growth of the policy cash value.
• Premium limits based on amount of insurance coverage but not on income.
• Potential for income-tax free withdrawals and policy loans.
• No 10% tax penalty on, withdrawals or policy loans prior to age 59 ½, assuming the policy is properly structured, as discussed below.
Assuming certain premium limits are adhered to so your policy is not considered a Modified Endowment Contract
Insurance Products: – Not a Deposit – Not FDIC-Insured – Not Insured By Any Federal Government Agency – Not Guaranteed By Any Bank or Credit Union – May Go Down In Value
This is information is a hypothetical concept and is not valid unless accompanied by a basic illustration for the life insurance policy described and an Internal Rate of Return report.
MKG Enterprises Corp. CA Insurance License No. 0J03013
4021 N Fresno Street Suite 107
Fresno, CA 93726
Toll Free (866) 675-3933
Direct (559) 412-7248
Auto, Home, Life, Health, Pension & Annuities
For complete annuity proposal at NO COST OBLIGATION, please call 559-293-4977 For immediate service, you may call: 866-675-3933 Ext 2 or apply online using MKG Insurance eForm