Did you know that you may qualify to apply for Life and Disability protection plan WITH NO PHYSICAL EXAM. By acting now you can take advantage of our “New Life Insurance You Don’t Have To Die To Use”. This will protect you and your family by locking in special low rates for your entire life span, depending on qualifications and medical questionnaire, without a medical exam.
Our plans can be designed to provide the following benefits:
- DEATH
- LIFE INSURANCE YOU DON’T HAVE TO DIE TO USE
- DISABILITY
- UNEMPLOYMENT
- CRITICAL ILLNESS
- MONEY BACK OPTION
- KNOWING YOUR FAMILY WILL NOT LOSE THEIR HOME
- COLLEGE FUNDING
- RETIREMENT FUNDING
- INCOME PROTECTION
- CREATE A TAX FREE INCOME THAT CAN’T BE OUTLIVED
For complete details at NO COST OR OBLIGATION, please call 559-293-4977 For immediate service, you may call: 866-675-3933 Ext 2 or apply online using MKG Insurance eForm
Do you need to protect your family? Would you like to create a tax free retirement? Life insurance allows you to accomplish both these objectives very efficiently and affordably.
Why Life Insurance In the event of a tragedy, life insurance proceeds can help cover everyday expenses, like the mortgage and household bills. The cash received from a policy (the death benefit) can help protect your family from being burdened with debt. In addition to helping meet your family’s immediate financial needs, life insurance can also be used to help keep a business thriving, help finance future needs like your children’s education or supplement your retirement funds.
You may know the distinct pride you get in purchasing your own home or car. Ownership can give a certain comfort, a certain satisfaction that your financial stability is solid, secure, and even permanent.
How much you save is the most important factor in building the kind of retirement fund you’ll need to maintain your lifestyle after work. Use this calculator to quickly determine your “retirement outlook”—and how much more you may need to save to improve it.
When to start receiving retirement benefits
Life Insurance & Fixed Index Annuities is the flagship product of MKG. MKG Insurance Agency offers all types of Annuities, QLAC’s, Qualified Longevity Annuity Contract (RMD), life insurance including term life, indexed universal life, survivor-ship life and whole life. MKG is constantly updating its life insurance portfolio to continually offer the most competitive products in the marketplace. Life insurance offers tax advantages that make it the perfect vehicle for retirement saving
If you could earn stock market based returns without risk and 100% tax free in an IRS approved retirement account, would you be interested? What if this account earned interest based on market performance in the good years, but guaranteed you would never lose any money in the bad years?
What if a 7702 Private Plan could, almost like magic, balloon in value to much more than you put in if you were diagnosed with a terminal or chronic illness and needed money now? And among other features not in your current retirement account, what if the money you saved was much more liquid than a 401k, 403b, IRA, SEP, ROTH, KEOGH or other traditional IRS approved plan? That would sound like a pretty good retirement plan wouldn’t it? Would you think it is worth it to read this article over the next 10 minutes to find out?
If you said yes and you are willing to invest a few minutes reading then you are about to learn how to properly structure a 7702 Private Plan and earn tax free market based returns with $0 at market risk. The people who do a little research and work with a reputable professional to get it right increase retirement lifestyle significantly because a properly structured 7702 Private Plan is a set it and forget it type of account. It will perform your entire life earning risk free market based gains and rewarding you with tax free retirement income for life. 7702 Private Plan accounts also have more flexibility and fewer limitations than traditional 401k, 403b, IRA, SEP, ROTH, or KEOGH accounts.
The 7702 Private Plan is an excellent opportunity to create your own financial security without risk. It takes a little research and about an hour to set up with a professional, but once that is done your Private Plan account will serve you for life.
Tax Free Income Plans:
- Safe Harbor Plans 401(k) Plans
- College Funding
- Longevity Planning
- Pension Max
- Smart Money
- Supplemental Retirement
- Income Protection
- AnnuiCare Tax Deferred Annuity with tax qualified long-term care insurance benefits
- Index Universal Life Insurance
- Whole Life Insurance
- Estate Planning
- (ExOLI) Executive Owned Life Insurance
- Tax Deductible Life Insurance 162 Non-Qualified Supplemental Retirement Plans
LIFE INSURANCE BROCHURES
Create a Free Account on our new client portal whether your an investors seeking tax deferred income strategies or an existing client wanting to diversify their portfolio, increase their retirement income, protect assets, lower their tax liability, retirement planning, expert tax advice, fixed index annuities.
We believe that fixed index annuities and index universal life insurance strategies are an important part of a investor’s portfolio. Utilized properly, Annuities / IUL investment products can provide diversification and may help decrease overall investment risk.
Why Indexed Life is a Great Alternative to More Popular Retirement Savings Plans
The life insurance industry has the best IRS-approved retirement savings plan today — and most advisors know nothing about it.
This retirement savings vehicle is not a qualified plan or an investment that goes inside one. It’s also not a Roth. It’s not an annuity or whole life. Despite sales of around $1 billion in 2009, it is the financial industry’s No.
1 secret — indexed universal life (IUL).
Why (IUL) Index Universal Life ?
To explain why IUL is better, we need to start with the fact that after a generation of use, qualified plans combined with variable investments are generally acknowledged as failures. A March 10, 2010 Employee Benefit Research Institute report states that “27 percent say they have less than $1,000 in savings. Fifty-four percent report that the total value of their savings and investments, excluding (home equity) and defined benefit plans, is less than $25,000.”
One reason people fail to save is fear — fear of losing the money anyway, so why bother? With the recent stock market plunges, various reports say many consumers, including those in their 20s and 30s, are too afraid to save in the market, despite the fact that that has been historically proven to be the best long-term place to save. But qualified plans are a different story.
Safe Harbor 401(k) vs Traditional 401(k)
“The ugly truth is that the 401(k) is a lousy idea, a financial flop, a rotten repository for our retirement reserves,” writes Stephen Gandel, a senior editor of Money magazine, in that issue of Time. “The solution: a new type of insurance. Retirement savings, it turns out, are exactly the type of asset we need insurance for … to protect against the risks we can’t predict and can’t afford to recover from on our own. … Recent opinion polls show people would be willing to give up [qualified plans] for a guaranteed return.”
But workers — and most financial advisors — have absolutely no idea that a tax-free, market risk-free, gains-locked-in, congressionally-approved solution has been sitting right under their noses for 12 years. Indexed life’s primary benefit is the fact that, like an indexed annuity (and unlike a mutual fund Roth), you keep all the gains and suffer none of the market losses. But there are many more benefits included that no other investment can lawfully offer, except maybe a Roth.
Wouldn’t you like to feel that way about your family’s financial future – even if you weren’t around to provide for them? When you purchase life insurance, you select a plan that provides the right kind of protection for your family.
And apply the strategies outlined in this article you will have a lifetime plan that will outperform most mutual funds, is guaranteed against losses and pays out tax free.
MKG Enterprises Corp dba MKG Insurance Agency
California Department of Insurance License No. 0J03013
Florida Department of Insurance License No. W383809
New Mexico Partnership Corporation License No. 100014763
Texas Department of Insurance License No. 2126837
Contact us
Direct (559) 588-4340 Toll-Free (866) 675-3933
Assuming certain premium limits are adhered to so your policy is not considered a Modified Endowment Contract
Insurance Products: – Not a Deposit – Not FDIC-Insured – Not Insured By Any Federal Government Agency – Not Guaranteed By Any Bank or Credit Union – May Go Down In Value
This is information is a hypothetical concept and is not valid unless accompanied by a basic illustration for the life insurance policy described and an Internal Rate of Return report.
The life insurance industry has the best IRS-approved retirement savings plan today — and most advisors know nothing about it.
This retirement savings vehicle is not a qualified plan or an investment that goes inside one. It’s also not a Roth. It’s not an annuity or whole life. Despite sales of around $1 billion in 2009, it is the financial industry’s No.
1 secret — indexed universal life (IUL).
Why (IUL) Index Universal Life ?
To explain why IUL is better, we need to start with the fact that after a generation of use, qualified plans combined with variable investments are generally acknowledged as failures. A March 10, 2010 Employee Benefit Research Institute report states that “27 percent say they have less than $1,000 in savings. Fifty-four percent report that the total value of their savings and investments, excluding (home equity) and defined benefit plans, is less than $25,000.”
One reason people fail to save is fear — fear of losing the money anyway, so why bother? With the recent stock market plunges, various reports say many consumers, including those in their 20s and 30s, are too afraid to save in the market, despite the fact that that has been historically proven to be the best long-term place to save. But qualified plans are a different story.
In fact, TIME magazine devoted its Oct. 9, 2009 issue to “Why It’s Time to Retire the 401(k).”
“The ugly truth is that the 401(k) is a lousy idea, a financial flop, a rotten repository for our retirement reserves,” writes Stephen Gandel, a senior editor of Money magazine, in that issue of Time. “The solution: a new type of insurance. Retirement savings, it turns out, are exactly the type of asset we need insurance for … to protect against the risks we can’t predict and can’t afford to recover from on our own. … Recent opinion polls show people would be willing to give up [qualified plans] for a guaranteed return.”
But workers — and most financial advisors — have absolutely no idea that a tax-free, market risk-free, gains-locked-in, congressionally-approved solution has been sitting right under their noses for 12 years. Indexed life’s primary benefit is the fact that, like an indexed annuity (and unlike a mutual fund Roth), you keep all the gains and suffer none of the market losses. But there are many more benefits included that no other investment can lawfully offer, except maybe a Roth.
Why a Dynasty Trust?
A Dynasty Trust can help accomplish multiple goals: Passes wealth from generation to generation without the burden of transfer taxes.
Minimizes a beneficiary’s potential to mishandle an inheritance and keeps trust assets out of the reach of a beneficiary’s creditors or divorcing spouse.
Promotes positive behavior in beneficiaries by requiring that they adhere to specific standards in order to be entitled to trust distributions, such as graduating from college, maintaining a career, and getting married. Why Include Life Insurance in Planning with a Dynasty Trust?
Instant Liquidity
With a life insurance policy, clients can rest assured that instant cash will be available to their loved ones upon their passing.
Tax-Efficient
Life insurance proceeds owned by a Dynasty Trust will ultimately pass income tax-free to beneficiaries. In addition, the money that a client gifts to the trust to pay premiums may be sheltered from gift tax and will reduce a client’s estate for estate tax purposes.Furthermore, life insurance policy cash values grow on a tax-deferred basis and the death benefit of a Dynasty Trust-owned policy will be sheltered from estate tax. Guaranteed A life insurance policy can provide a comforting sense of certainty.
With a guaranteed universal life insurance policy, clients can rest assured that their loved ones will receive a minimum guaranteed death benefit.