1980 or Newer Vehicles
Vehicles 1980 and newer that are maintained for collector vehicle activities and of a special interest nature can be considered. Desirable vehicles include convertibles, 2-door sports cars (few 4-door sedans are collectible), cars with big block V8 engines, or vehicles that are rare and have limited production.
To qualify for our program, 1980 and newer vehicles must meet the following requirements:
1980-1989
- Minimum value is $3,500
- Vehicle must be in good condition unless under active restoration
- Annual mileage up to 7,500 may be considered.
1990-1999
- Minimum value is $3,500
- Vehicle must be in good condition unless under active restoration
- Annual mileage up to 5,000 may be considered.
2000 and Newer
- Minimum value is $3,500
- Vehicle must be in very good or better condition
- Annual mileage up to 5,000 may be considered.
Supercar/Exotic
“Supercar/exotic” vehicles manufactured in 2000 and later may also be eligible. Examples of qualifying vehicles include Lamborghinis, Ferraris, Aston Martins, and Dodge Vipers. Because these are newer high-performance vehicles and can have values over $100,000, they require special handling. To qualify for our program, exotic vehicles must meet the following requirements and have Underwriting Specialist approval:
- Minimum age 30 – No youthful applicants (or operators)
- Minimum of 1 year of comparable High-Performance vehicle ownership is required
- Annual mileage must not exceed 5,000
- No more than two violations/claims per household
- A Named Driver Exclusion or Youthful Non-Operator Warranty will be applied to any youthful household members (age 26 or less)
- Leased vehicles are acceptable on a very limited basis